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Kedziora Jerry 2014I wanted to report to the membership that on Tuesday August 19, Mel Fabizak ( Slip Committee Chairman) and I met with our insurance brokers representative Michael Sommerhalder and with Tim Lucas the underwriter from the Club’s insurance provider; Hanover Insurance. Tim is the national program manager of Hanover’s Harbor Risk program which provides insurance coverage to yacht clubs and marinas all over the country. For example, Hanover Insurance (through their Harbor Risk program) also insures Milwaukee yacht Club and several yacht clubs in the Chicago area.

Some of you may want to know: Just what does an insurance underwriter do?  An insurance underwriter is a person that is a financial professional that evaluates the risks of insuring a particular person or asset and uses that information to set premium pricing for insurance policies. Insurance underwriters are employed by insurance companies to help price life insurance, health insurance, in our case property/casualty insurance and homeowners insurance, among others. As it turns out, Tim is the underwriter that prices out our Club’s insurance. When evaluating risk and how to price the coverage Tim examines the 20 page or so application that we have to complete before every renewal period as well as the Club’s claims and loss history.

Tim formerly raced a 41 foot Nelson Marek designed sailboat and has competed in several of our Queens Cup races, so he is very familiar with our Club.  Besides his current job, he now races scows and small one design sailboats.

Mel and I gave a tour to both Michael and Tim that included our clubhouse, grounds, junior clubhouse derricks, slips and docks.  Both Michael and Tim commented that, overall our Club is in good condition.

During the tour Tim gave us several suggestions for reducing our risks. After the tour we had a wrap up meeting were we were joined by Pat Nora, GM to document these suggestions and recommendations. His suggestions and recommendations, based on experience, included testing our slips and docks electrical systems on an annual basis and repairing as needed based on testing results, establishing accurate values of our Club’s fine arts such as our trophies and pictures as well as about nine other recommendations to make our Club safer and reduce risk. The less risk we have or the better we manage our risk exposure the lower our insurance premiums.

At the September Board of Directors meeting I will be presenting to our Board these suggestions and recommendations for implementation and further reporting to the membership at the September General Membership meeting.

Thank you for the opportunity to serve our Club.

 

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On Deck

Queen's Cup Week!

Activities Tuesday thru Friday

Click here for details.  

A Day at the Lake

July 7th, 8 AM - 11 PM

Click here for details. 

 

Happenings

Fri, Jun 22
Queen's Cup Race
Sat Jun 23 @08:30AM
Slip Work Party
Sun, Jun 24
Grill Closes @8:30pm
Sun Jun 24 @10:00AM
Breakfast Lakeside Lounge
Mon, Jun 25
MBWOS Race SSYC

Sailing and Racing

SailboatsIf you are interested in sailing, and more specifically racing, there are ample opportunities to join one of our racing fleets, or to crew on one of the boats in those fleets.  The women's fleet races on Mondays, small boats race on Tuesdays.  Big boats race on Wednesdays and Saturdays.  And the double handed fleet races on Fridays.

You can learn more about the various racing fleets by clicking here.  And the racing schedule (for all fleets) is available here.

Powerboating

PowerboatOur power boaters are active fishermen.  An annual fishing contest is held in July.  

In addition, our power boaters host a number of events, usually on Thursdays as well as many weekends.

Click here for additional information.

Juniors

KaszubeCupSSYC offers sailing lessons and a year-round program for children ages 8 - 18.  We offer a six-week series of lessons in Opti's, 420's and Lasers.  Our juniors attend a number of regattas throughout the summer, and host one of thelargest regattas on Lake Michigan, the Kaszube Cup.

Click here to learn more about the Junior program, and here to find out more about the Kaszube Cup regatta.

Social Activities

PartyThe restaurant is open every Friday for lunch and dinner.  

The Entertainment Committee hosts various parties, including:

  • St. Patrick's Day
  • Disco Night
  • Kentucky Derby
  • Review of the Fleet
  • Corn Roast
  • Change of Watch
  • New Year's Eve

and many other, less formal, events throughout the year.

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