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KedzioraJerryOver the last several months the Club's Insurance Committee has been busy working on the Club's insurance renewal. For this year's insurance budget I requested and it was approved by the Finance Committee a budgeted amount of $84,000 to be budgeted for the Club's insurance coverage from May 1, 2013 thru May 11, 2014.

The reason for this amount was that our broker, M3Co. advised, that Chubb wanted to increase the value of our Club's buildings 4% and our slips 6%. Last year our insurance premiums were approximately $81,000. This would have increased our insurance premium to about $84,000 for the coverage period.(Ironically, Chubb refers to this increase as "Inflation Guard"). I advised our broker that this was unacceptable that that Chubb needed to "sharpen their pencil" and Chubb relented.

Because of the severe storms on the eastern seaboard, both north and south, several insurance companies have now found it desirable to examine Great Lakes marina and Yacht Club business because the Great Lakes are less prone to large insurance losses. As a result, we took advantage of this interest and obtained three proposals that were presented to the Insurance Committee:

  • IMG (International Marine Group)/ New Hampshire Insurance Co. quoted $ 80,053.00
  • M3Co. /Chubb which initially quoted $82,000 and then after receiving competitive information from me requoted $ $74,302.00.
  • Ansay & Associates/Hanover Group quoted: $61,683.00.

After a review of the three proposals, the Insurance Committee elected to award the Club's insurance coverage to Ansay & Associates who represents Hanover Group ( Harbor Risk Program) because they are providing, overall the best value for the Club's insurance coverage. Hanover is providing the same as or slightly better coverage as compared to Chubb for example in the areas of: building coverage, slips and docks and D & O insurance as well as overall umbrella coverage for $10,000,000.

Hanover Group according to A. M. rating: is rated A which meets the terms of our Club's lease requirements regarding insurance coverage.
To give some background on Ansay & Associates, they are one of the largest commercial insurance brokers in the State of Wisconsin with 175 employees and over $22,000,000+ in annual revenue and Ansay has an internal claims specialist similar to M3Co our previous broker. Their main office is located in Port Washington, WI.

On receipt of the coverage book detailing the coverage's and endorsements, the Insurance Committee will have a meeting to review the coverage's to make sure what was quoted and accepted in their proposal is the coverage we are receiving.

I also wanted to report that Milwaukee Yacht Club has also awarded their insurance contract with Ansay/Hanover as well.

I would like to thank the Insurance Committee:
Mel Fabisak, Luke Radomski, Heidi Gaertner, Morgan Tilleman, Tom Frenn, Rick Schoos and Pat Nora for their contributions and very helpful advice during this process.

By the way, both Tom Frenn and Morgan Tilleman are relatively new members. I would encourage new members to become involved with club activities because the combination of older and experienced members and the fresh ideas new members contribute with their insights makes us a better Club.
Have a great and safe boating season.

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On Deck

Halloween Party

October 27th

Costumes, live music and more!

Click here for details.


Power Boater's Ball

November 10th

Comedy Sports theme

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Wed Oct 17 @05:00PM
Wing Night
Thu Oct 18 @05:00PM
Pizza Night
Thu Oct 18 @06:30PM
Waterfront Com Mtg C/R
Thu Oct 18 @07:00PM
Jr Advisory Mtg Dining Room
Fri Oct 19 @11:30AM
Lunch Commmodore's Cove

Sailing and Racing

SailboatsIf you are interested in sailing, and more specifically racing, there are ample opportunities to join one of our racing fleets, or to crew on one of the boats in those fleets.  The women's fleet races on Mondays, small boats race on Tuesdays.  Big boats race on Wednesdays and Saturdays.  And the double handed fleet races on Fridays.

You can learn more about the various racing fleets by clicking here.  And the racing schedule (for all fleets) is available here.


PowerboatOur power boaters are active fishermen.  An annual fishing contest is held in July.  

In addition, our power boaters host a number of events, usually on Thursdays as well as many weekends.

Click here for additional information.


KaszubeCupSSYC offers sailing lessons and a year-round program for children ages 8 - 18.  We offer a six-week series of lessons in Opti's, 420's and Lasers.  Our juniors attend a number of regattas throughout the summer, and host one of thelargest regattas on Lake Michigan, the Kaszube Cup.

Click here to learn more about the Junior program, and here to find out more about the Kaszube Cup regatta.

Social Activities

PartyThe restaurant is open every Friday for lunch and dinner.  

The Entertainment Committee hosts various parties, including:

  • St. Patrick's Day
  • Disco Night
  • Kentucky Derby
  • Review of the Fleet
  • Corn Roast
  • Change of Watch
  • New Year's Eve

and many other, less formal, events throughout the year.

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